Increase your credit and become mortgage ready.

Boost Credit

Rewards Program

Rewards Program

Our members get more than credit-building they get rewarded for staying on track. Every month, all active subscribers are automatically entered into our Rewards Draw. The more positive financial actions you complete, the more entries you earn

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Monthly Prizes

  • 1 Grand Winner We cover one of your bills (up to $400)

  • 3 Secondary Winners Receive smaller cash credits or bill reimbursements

  • 2 Bonus Winners Get a free 1-month plan upgrade to the next membership tier

How to Earn Entries

  • Report an on-time payment

  • Refer a friend who signs up

  • Complete the weekly “Smart Money Challenge”

  • Stay subscribed (each active month = auto-entry)

Membership Plans

Credit Boost Plan $15/month

What’s Included

  • Monthly positive tradeline reporting

  • Designed for quick improvements (30–90 days)

  • Helps with approvals for loans, LOCs, and credit cards

  • Simple credit roadmap

  • Monthly check-ins & guidance

  • Tips to avoid denials and raise your score faster

  • Savings on phone, internet, gas & groceries

  • Benefits check to lower your bills

  • Monthly cash prize rewards

Many partner lenders prefer clients in our program — giving you a better chance of approval over time.

Essential Home buyer Plan $29/month

What’s Included

  • Monthly credit reporting

  • Monthly score improvement plan

  • Access to all discounts (groceries, phone, shopping, bills, gas)

  • Access to Rewards Program ($400 bill giveaway + smaller prizes)

  • Monthly check-ins

  • Basic homebuying roadmap

  • Standard support (48–72 hrs)

Fast Track Mortgage Plan $49/month

What’s Included

Everything in Essential, PLUS:

  • Faster credit improvement

  • Faster reporting + file updates

  • Personalized lender file-building

  • Bi-weekly credit check-ins

  • Bill reduction + payment optimization

  • Priority response time (within 24 hours)

  • Step-by-step homebuying coaching

  • Down payment optimization

  • Priority placement with exclusive lenders

  • Pre-approval readiness checks twice per month

VIP Homebuyer Priority Plan $79/month

What’s Included

Everything in Fast Track, PLUS:

  • Weekly credit updates

  • Rapid rebuild strategy for maximum score jump

  • Full file reconstruction

  • 1-on-1 homebuying advisor

  • Priority messaging line + instant support

  • Document preparation for lender

  • Full closing prep (documents, budget, down payment plan)

  • Lender review BEFORE any other members

  • Personalized pre-underwriting walkthrough

  • Hands-on guidance from start → finish

Here’s why thousands of Canadians trust us:

  • Step-by-step guidance tailored to your situation

  • Tools that track your real progress automatically

  • Flexible payment options that fit any budget

  • Exclusive access to credit tips, reports, and member-only discounts

You’ll benefit from:

  • Monthly progress reports and score tracking

  • Personalized credit-building strategies

  • Tiered rewards and perks as your credit grows

Membership perks include:

  • Exclusive partner discounts on insurance, shopping, and more

  • Priority access to loan matching and offers

  • Budgeting help through our in-app financial assistant

  • VIP programs like our Super Boost plan for faster results

Need help Picking A Plan Or Need More Info?

Don’t wait, take control of your credit and start growing your score now Home ownership is closer than you think!

Sign up

Contact Us

Need to talk to someone? Our team can review your credit situation and help you build a plan that works.

Hours
Monday–Friday
9am–5pm EST

Phone
(613) 226-8052

Location
15 Capella Crt #109
Ottawa, ON