Welcome to Capital Financial Services, your reliable partner for every step of the way.

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No long forms or waiting lines.

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Instant Approval

Get matched with a trusted lender fast.

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Same-day deposit directly to your account.

Personal Loans

Get the money you need, when you need it.
Use your loan for bills, home expenses, travel, or personal goals — with affordable payments that fit your budget.

Auto Loans

Drive away in the car you want — faster.
We work with trusted lenders to secure auto financing that fits your credit and budget, for both new and used vehicles.

Business Loans

Grow your business with confidence.
Whether you’re starting out or expanding, we help connect you with lenders that offer fast, flexible financing to move your business forward.

Lines of Credit

Flexible access to funds whenever you need them.
Borrow, repay, and borrow again — only pay interest on what you use.

Student Loans

Invest in your future today.
Affordable student financing options to help you focus on your education, not your payments.

Construction & Renovation Loans

Build or upgrade your space with confidence.
Get funding for home or commercial projects with flexible draw schedules and fair rates.

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Ready to get your approval? Apply online or call 613-226-8052 it takes just minutes!

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 FAQs

  • We offer a wide range of financial solutions including personal loans, business loans, emergency loans, payday loans, vacation loans, and car expense loans — all with fast approval and flexible terms.

  • With our streamlined online process many clients receive same-day approval and funding — often within 24 hours.

  • To get pre-approved, you’ll need:

    • Valid government-issued ID

    • Proof of income (recent pay stub or bank statement)

    • Basic contact information

    • Details on the amount you wish to borrow

  • No — our pre-approval process uses a soft credit check, which does not impact your credit score. A full check is only done if you proceed with a final application.

Why Choose Us?

  • Same-day approvals

  • Transparent rates, no hidden fees

  • Licensed Canadian partners

  • Secure online application

  • 5-star customer service